Pradhan Mantri Jan Dhan Yojana
The scheme provides Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Anyone who is an Indian citizen above the age of 10 years can open a bank account.
STEPS TO FOLLOW
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Visit the nearest bank and consult the bank officials with the necessary documents
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You can open a bank account with zero balance.
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An interest of 2 % + base rate (minimum interest rate of the bank) is charged on the overdraft amount.
BENEFITS
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Zero Balance account
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Free life cover of Rs 30,000/- and Accidental insurance cover of Rs. 1 lakh.
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An overdraft facility of up to Rs. 10,000/- for a period of 3 years is available to any one account holder per household.
Eligibility
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Age- Minimum 10 years
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Person without any bank account
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Person with a bank account can also apply only if he/she agrees to close the existing account
Documents required
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Aadhaar Card
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Voter ID
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Pan Card